South Carolina Car Accident Lawyer - Stewart Law Offices
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South Carolina Auto Accident Attorney

*Resolving an automobile accident claim may seem simple, but in reality, these situations are often far more complex than you might expect. At Stewart Law Offices, our experienced car accident lawyers have helped countless victims throughout South Carolina recover full and fair compensation after serious crashes.

What you can expect
from Stewart Law Offices


Commitment – We are committed to pursuing the maximum recovery and protecting your financial future.


Free Case Evaluation – There is no charge to talk with one of our attorneys about your case.


Experience – We have a dedicated, aggressive legal team with over 30 years of experience.


Personalized Attention – You will speak with an attorney. Our clients are not just another case number.Our clients are like family.


Knowledge – We have handled hundreds of injury and accidents cases. We know the law. We can guide you through this difficult time and can help take the burden off your shoulders.


Results – We have recovered Millions in accident injury claims. Although every case is unique and results vary, our results speak for themself.*

Auto Accident Resources

Compensation in a Car Accident Injury Claim

If you have been injured after an accident, you may be able to recover damages from the at-fault driver for your medical bills. These damages can cover the initial visit, treatments, and any follow-up appointments relating to the injuries that have incurred from the incident.

Medical expenses
If you had to take time off work so you could recover from your injuries, you can demand payment for that lost income. In addition, if your injuries will prevent you from returning to the job you had before, or prevent you from working ever again, our attorneys will fight for compensation for your diminished earning capacity.

Lost wages
Most car accidents result in property damage. If you were in an accident that was not your fault, you are entitled to seek reimbursement for any damage to your car. This can cover repair costs, as well as the market value of your car if it has been totaled.

Property damage
Car accidents don’t always end at the scene - the effects of a car accident can become long-lasting. If you’ve suffered from a physical injury, or have emotional and mental trauma as a result of the car accident, you can seek compensation for the pain and suffering you have gone through. This is separate from compensation for property damage and/or medical expenses.

Pain and suffering
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Our South Carolina car accident lawyers wanted you to know that it is important that South Carolina has different rules when it comes to collecting compensation after a car accident:

  • South Carolina follows what’s called a “modified comparative negligence” rule, meaning that if a person is less than 50 percent at fault for the crash, he or she may pursue compensation. However, the award may be reduced by the percentage at which the plaintiff is found at fault. So for example, if a victim suffers damages of $10,000 but is found to be 10 percent at fault for the accident, the victim’s compensation would be reduced by 10 percent, or $1,000.

Our diligent car accident attorneys work with collision victims in South Carolina. We have a thorough understanding of the rules that govern fault in these states and how they may affect your case for compensation. Contact us now to learn more


Fatal Traffic Collisions by Primary
Contributing Factor

Fatal Traffic Collisions by
Primary Contributing Factor

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What You Need to Know About Dealing with Car Insurance Agents After a Crash

  1. Insurance adjusters of the at-fault vehicle are not on your side. They do not represent you – they represent the person who caused your injuries and their own company.
  2. The insurance adjuster may be pleasant and have you believe that he or she will handle your damage claim fairly, but the insurance company’s only goal is to minimize losses.
  3. Never give a recorded or written statement to the insurance company without the advice of your attorney.
  4. Do not sign any documents or accept payment from an insurance company without talking to your attorney.
  5. If an insurance adjuster calls you to discuss what happened after a crash, the best thing you can say is: “Please talk to my attorney.”

Settlement or Trial After a Car Crash

In a car accident or motor vehicle accident case, you may decide to settle or take the case to trial. This is your decision, and insurance adjusters and lawyers cannot force you to settle your case.

You should only settle if a settlement provides you with fair compensation for your injuries. In many cases, a lawsuit may be necessary in order to get fair compensation for your past and future medical bills, lost time from work, and pain during recovery. However, a settlement may be reached even after a lawsuit has been filed.

Lawsuits can be risky, expensive, and they may postpone your recovery by more than a year. But they can bring new evidence to light that increases the value of your claim. You can discuss the car accident report with your lawyer to decide what strategy is best for your case.

As an example of the difference between what settlement damages might be compared to a trial result, *Owner and lawyer Brent P. Stewart was able to procure a $77,000 jury verdict in a case where there was originally only $8,000 in medical bills.

Ask Your South Carolina Automobile Accident Lawyer

How Long Do You Have to File a Car Accident Claim in S.C.?

Like all states, South Carolina set statutes of limitations, or time limits, for filing a personal injury or wrongful death claim after an auto collision.

South Carolina

  • Personal injury lawsuits must be filed within three years from the date of the accident.
  • Wrongful death claims must be filed within three years from the date of death.

Although the statutes of limitations do allow victims time to pursue a claim after a serious motor vehicle accident, it is important that you speak with an attorney as soon as possible after a crash. Building a strong claim for compensation takes time, and evidence can fade if it is not collected quickly. The sooner you contact an experienced South Carolina car accident lawyer, the better.

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Common Causes of
South Carolina Automobile Accidents

*Our trusted auto accident attorneys have successfully handled numerous cases over the years. Unfortunately, we have seen all types of reckless and careless driving on the roads in South Carolina. Some of the common causes of devastating auto accidents include:

  • Drunk driving
  • Texting or talking on a cellphone while driving
  • Distracted driving
  • Speeding or driving too fast for conditions
  • Failure to stop or yield
  • Aggressive driving or road rage
  • Tailgating or following too close
  • Wrong-way driving
  • Train Accident
  • Pedestrian Accidents
  • Bicycle Accidents

No matter what types of accident led to your injuries, our legal team is here to help. We have the knowledge and the resources to investigate your claim and help prove who should be liable.

Get Help from Our Experienced
South Carolina Car Accident Lawyers

We will review your case for free, and you do not pay any attorney fees unless and until we secure money for you.


At Stewart Law Offices, our car accident lawyers will help you demand the maximum compensation you deserve after a life-changing crash. Contact us now by calling us directly or filling out our online contact form. Our team is available to talk 24/7, including at night, on weekends, and holidays.

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Car Accident Claims FAQs

What happens if I am at fault for the accident?

If you’re found to be at fault for a crash in South Carolina, you won’t be able to collect compensation for your injuries. The state uses a system called comparative negligence to determine fault. You must be found less than 50 percent to blame for an accident in order to recover any money at all.

Haggling over who is at fault is one of the primary ways that insurance companies try to avoid making payouts. If they can push your portion of fault just one percentage point higher, they can avoid settling with you altogether. This is an important reason to consider hiring an attorney who can handle negotiations on your behalf and shield you from unfair insurance tactics.

What is South Carolina Personal Injury Protection (PIP) Insurance?

Having enough auto insurance coverage is essential in case you’re ever hurt in a South Carolina car accident. Certain types of insurance are required. Drivers also have the option of purchasing additional coverage for added protection if a crash occurs. One of these is personal Injury Protection, or PIP insurance.

Health Insurance vs. Auto Insurance in South Carolina: Who Pays First?

The most important priority after being hurt in a car accident in South Carolina is getting medical treatment. After a crash, many people wonder whether it’s best to go through their health insurance or through the at-fault driver’s insurance company first. Here, Stewart Law Offices breaks down what you should do and why.

Is PIP required in South Carolina?

No. PIP is optional for South Carolina drivers. However, everyone is required to carry liability insurance for:

  • Bodily injury
  • Property damage
  • Uninsured/Underinsured motorist coverage (UM/UIM)

In order to keep premiums down, drivers often choose to purchase an auto insurance policy only up to South Carolina’s required limits. The drawback to this plan is that car accident damages, especially serious injury crashes, often have expenses that far exceed the minimum policy limits. That could leave you on the hook for any remaining costs once you’ve maxed out your policy.

Will the car insurance company pay the full cost of my medical bills?

That depends on your injuries, the circumstances of the car accident, the other driver’s insurance policy limits, and the terms of your own auto policy. The insurance company will only pay up to the at-fault driver’s policy limits. However, if you were hit by an uninsured or underinsured driver, you may be able to recoup your losses through your own insurance company.

Should I Buy Underinsured Motorist Insurance?

As car accident lawyers, Stewart Law Offices strongly recommends that you purchase as much auto insurance as you can afford. This includes underinsured motorist coverage. Here’s the truth. Buying the minimum amount of car insurance is often not enough to cover the costs of a serious accident. Today’s medical expenses are astronomical. The average cost of an emergency room visit alone is over $1,300*. The lifetime costs of some of the most catastrophic injuries can easily reach into the millions. In addition, each state sets its own minimum car insurance limits — some much lower than South Carolina’s. If you’re hit by an out-of-state driver with a smaller insurance policy, your ability to recover compensation for all of your medical bills, lost income, and pain and suffering could be significantly limited. With UIM on your own policy, you will be able to make up the difference for whatever is not paid by the other driver’s insurer up to the policy’s limits. It’s added protection.

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