Nearly 3 million people are hurt on the job every single year. Injuries may occur due to a single incident, or develop over time. In either case, you should inform your supervisor and seek medical attention. If your injury leaves you with a mountain of medical bills, or forces you…
The American legal system handles two types of court cases: criminal and civil. While there are similarities between the two, they are very different at heart. In this article, the legal experts at Stewart Law Offices will break down the two types of court cases and explain what makes them…
Boaters beware. This weekend, thousands of people will take their vessels out on the water to celebrate the unofficial end of summer. If you plan on being one of them, remember: safety first! The risk of boating accidents is overlooked by many people, but the danger is definitely real. According…
Do You Have to Reimburse Your Health Insurance After a Car Accident in South Carolina? Depending on your auto insurance coverage, the circumstances of your accident, and whether there was a court settlement involved, you may have to reimburse your health insurance company. If you suffer bodily injury as a…
In South Carolina, if you suffer injuries in a car accident, you should bill your health insurance company for your medical expenses. Medical providers often attempt to avoid going through insurance so they don’t have to pay the negotiated discounts (the amount the provider agrees to accept as full payment…
Medical Payments (Med Pay) Coverage and Personal Injury Protection (PIP) Coverage are both auto insurance options, and neither is required in North or South Carolina. PIP is similar to Med Pay Insurance in that it will cover costs from your accident-related injury regardless of who is at fault in the…
What is the Difference Between Personal Injury Protection Coverage and Medical Payments Coverage in North Carolina and South Carolina and Are They Required? Personal Injury Protection (PIP) Coverage and Medical Payments (Med Pay) Coverage are both auto insurance options. Neither is mandatory in North Carolina or South Carolina. PIP and…
North Carolina requires that the insurance policy for all personal vehicles (non-commercial/non-fleet) have uninsured motorist (UM) coverage. The minimum UM coverage limit is $30,000 per person / $60,000 per accident and the maximum is $1,000,000 per person / $1,000,000 per accident for bodily injury. The UM property damage minimum is…
In South Carolina, you MUST have Uninsured Motorist (UM) Coverage by law. This type of coverage applies in an accident where the responsible driver is not insured, does not have coverage that meets state minimum liability limits, or has an insurance company who is unwilling/unable to pay. In certain situations,…
Texting and driving is a problem that is plaguing our roadways, and, unfortunately, it only seems to be getting worse. According to Distraction.gov, in 2012, an estimated 421,000 people were injured in motor vehicle crashes involving a distracted driver, which was a nine percent increase from the number of people…
