Third Party Claim Lawyers
What Is A Third Party Claim?
If you were hurt in an accident at work, you may be eligible for workers’ compensation benefits. Many workers don’t realize that they may also be able to pursue a separate claim if the accident was caused by a defective product, independent contractor, or other acts of negligence not associated with your employer.
Stewart Law Offices helps injured workers in South Carolina with third-party injury claims. When an individual or entity that is separate from your employer causes an accident, you could have a third-party workplace injury claim.
To secure compensation in this type of claim, it will be necessary for you to prove the third party’s negligence or fault for the accident. It is critical to have an experienced attorney on your side to help determine which parties may be liable and if your employer has any subrogation interests that need to be considered.
Victims of workplace accidents may be unable to return to work temporarily or permanently. When this happens, they could struggle to pay medical bills and support themselves and their families.
If you’ve suffered a workplace injury in an accident caused by someone other than your employer, you may be able to collect compensation not only from your employer’s workers’ comp policy, but also from the third party who caused the accident.
For help with a third-party workplace injury claim in South Carolina, contact Stewart Law Offices online or by phone to schedule a free, no-obligation consultation today.
Who Could Be Responsible in a Third-Party Workplace Accident Claim?
Accidents can happen at any time, for any reason, even in supposedly “safe” work environments. When an accident is caused by an act of negligence on the part of a non-employer and you are hurt, you could file an injury claim against the responsible party.
Third-party claims often involve:
- Contractors and subcontractors
- Employees of other companies
- Manufacturers of defective products
- Property owners
- Other drivers
An example of a non-employee accident is being hurt in a car accident while driving for work. The other driver could be responsible for your injuries if their negligence caused the crash. The at-fault driver is not an employee of your company, but they are the ones who could be liable for your injuries while you were on the clock.
An example of contractor liability is if multiple contractors are working at the same job site, and a contractor for another, separate company causes a serious injury accident. If an employee of a different company causes you harm, you could be owed compensation from them.
Defective product claims are common when employees are hurt due to defective design or manufacturing of tools, machinery, or equipment parts.
There are countless ways a third-party claim could arise, which is why it is so important to have an experienced attorney on your side if you are hurt due in an accident that was not caused by a co-worker or your employer.
Types of Compensation You Could Be Owed
In a third-party claim, you seek compensation outside of the workers’ comp benefits from your employer. This means that you could be eligible to collect compensation including:
- Payment for your past, current, and future medical expenses associated with the accident.
- Past, current, and future payment for lost wages due to time missed from work
- Repair or replacement of damaged property
- Physical pain, emotional suffering, and other non-economic damages that are usually not available from workers’ compensation
Recovery for these damages is not automatic, and you may have to fight to get it. Turn to a legal team that has the experience and skill to seek the compensation you are owed from every available source.
What Are My Options for On-the-Job Injuries?
If you are hurt on the job, there are some things that you should do to protect yourself and any third-party injury claim you need to make. The steps you should take include:
- Notify your employer immediately.
- Seek medical attention even if you don’t at first believe you are seriously hurt.
- Get the contact information of the individual who caused the accident, as well as their company information. If you cannot get this information yourself, have a supervisor or co-worker get it for you.
- Fill out an accident report when you are able.
- Contact an experienced workplace injury lawyer to help you with your claim.
The more evidence you can collect at the scene of the accident, the better. Take as many pictures of the scene, vehicles involved (if applicable), your injuries, and anything else that might support your claim.
Obtain copies of your medical records and any accident reports you file with your employer. Make sure your attorney has copies of all documentation surrounding the accident.
Contact a Workplace Accident Lawyer
When you are hurt in a workplace accident, you are likely concerned about how you’ll be able to pay your medical bills and other responsibilities without your regular income. You may be able to collect worker’s compensation benefits to help cover some of the costs associated with the accident. Depending on the situation, there may be other forms of compensation available to you if a non-employer third-party was responsible.
The workplace injury attorneys at Stewart Law Offices are here to answer your questions and help you seek all of the compensation you deserve from every available source after a workplace accident. We have helped people just like you across South Carolina get back on their feet after a workplace accident. We’re ready to help you.
Our consultations are 100% free, and when possible, we will come to visit you in the hospital or at your home if you’re unable to visit our offices. To schedule your free consultation with a knowledgeable member of our team, call us, chat with us live, or fill out a contact form now. Our office is available to take your call 24 hours a day, seven days a week.