If you have been injured on the job, you may qualify for workers’ compensation to help pay for your medical expenses. It is important to fully understand workers’ compensation laws in order to take advantage of them. Here are some frequently asked questions about workers’ compensation, answered by the professional attorneys at Stewart Law Offices.
Q: What is workers’ compensation?
A: Workers’ compensation is a special type of insurance which covers medical expenses and lost wages for employees who were injured on the job.
Q: What benefits am I entitled to?
A: Workers’ comp provides five basic benefits to injured employees:
- Medical care
- Temporary disability benefits
- Permanent disability benefits
- Supplemental job displacement benefits
- Death benefits
Q: How do I know if I am covered by workers’ compensation?
A: Determining whether or not you qualify for workers’ compensation can be complicated, but generally two requirements must be met: you must be an employee, and the injury you sustained must have occurred as a direct result of your employment. Beware that neither of these factors guarantees eligibility for workers’ compensation. When in doubt, the best course of action is to contact a qualified workers’ compensation lawyers.
Q: What should I do if I am hurt on the job?
A: Report your injury immediately to your direct supervisor. Seek emergency treatment if you need it, and fill out a claim form. If you wait too long to inform your employer of your injury, you could risk losing your benefits.
Q: What happens when a claim is denied?
A: Insurance companies do everything they can to minimize their payouts – including denying claims. If your claim is denied, you will receive a notification along with information about deadlines and instructions on how to appeal. To fight a denial, you need a good personal injury attorney who is familiar with workers’ compensation laws.
Q: Where can I find a good workers’ comp lawyer in North Carolina or South Carolina?
A: If you live in North Carolina or South Carolina, trust the personal injury attorneys at Stewart Law Offices to handle your workers’ compensation claim. Our attorneys are experienced with workers’ compensation laws, and have helped people just like you secure the money the deserve. Call us today for a free consultation at (866) 783-9278.