Injured employees in South Carolina are sometimes surprised to learn that their injuries or illnesses are not covered by workers’ compensation. It’s a distressing discovery, especially when the worker is suffering from an injury or disease that is costly to treat or will have a long recovery period.
The experienced workers’ compensation attorneys at Stewart Law Offices believe that all hardworking S.C. employees deserve to know their rights after a workplace accident. Here’s a list of the types of injuries that typically are — and are not — covered under the state’s workers’ compensation laws.
Examples of Injuries That Are Covered In S.C. Workers’ Compensation Claims
In South Carolina, any injury that you sustain while performing duties within the scope of your employment should be covered by workers’ compensation, regardless of who is at fault. Workers’ comp provides payment for medical bills and partial wage reimbursement while the employee is healing.
Examples of injuries that could entitle you to South Carolina workers’ compensation benefits include:
- Struck by an object
- Crush injuries
- Repetitive motion injuries
- Occupational illnesses
- Auto crashes
- Stress-related or emotional conditions
- Workplace violence
Although these injuries should be covered by workers’ compensation insurance, it’s not always easy for employees to secure these benefits on their own. Our workers’ comp attorneys strive to help clients get the full and fair amount of benefits that they deserve.
South Carolina Workplace Injuries That Are NOT Covered
Certain injuries are not covered by workers’ compensation in South Carolina, such as:
- Injuries that are easily treated with basic first aid
- Injuries that occur outside of your scope of employment (e.g., a car accident while you are commuting to work)
- Damage that you deliberately inflict upon yourself
- Injuries caused while you were under the influence of drugs and alcohol
Although your own negligence won’t necessarily bar you from receiving workers’ compensation benefits, many claims have been denied due to an employee’s misconduct. However, you should contact a knowledgeable workers’ comp attorney at Stewart Law Offices before assuming your own actions are the sole reason that you were injured.
Sometimes there are multiple reasons for why an accident occurs. An independent investigation by our lawyers can help identify whether someone else could be held liable for the accident that injured you.
How We Can Help
At first glance, South Carolina’s workers’ compensation rules make it sound like obtaining benefits will be easy. Unfortunately, that’s not always the case.
Workers’ compensation is provided by insurance companies that prioritize their own profits over the health of employees. As such, they regularly deny or diminish employees’ claims.
At Stewart Law Offices, our South Carolina workers’ compensation attorneys can assist you through the entire claims process. Having legal representation can prevent you from being treated unfairly and improve your chances of getting the benefits you need to recover from your injuries.
Call or contact us today for a free consultation.