Over the past several years, Uber and other rideshare services have exploded in popularity in South Carolina. While Uber is a convenient way to travel, it can be confusing to figure out what to do if your Uber driver causes an accident and you get hurt.
Like all car accidents, compensation for any injuries usually comes through the at-fault driver’s insurance company. But with Uber accidents, liability issues become more complicated. Whose insurance applies — your driver’s, or Uber’s? Stewart Law Offices can answer your questions and help you pursue compensation after an Uber accident in South Carolina.
Our law firm provides compassionate and comprehensive legal services to accident victims in both Carolinas. We have the knowledge, skills, and resources needed to build solid claims for compensation for Uber accident victims. You won’t feel alone with Stewart Law Offices by your side.
To learn more, call or contact us today to arrange a free consultation.
Uber’s Insurance Policy For Passengers
Uber requires all of its drivers to carry their own auto insurance. The company also has its own insurance policy in case an Uber driver is at fault for a crash. Determining which policy kicks in depends on the driver’s status at the time of the Uber accident.
Not logged in: If the driver is not logged into the Uber app at the time of the crash, his/her own car insurance is responsible for covering any injuries, up to the policy limits. In South Carolina, the minimum required liability coverage is $25,000 per person for bodily injury and $50,000 for all persons involved in one accident.
Logged on, waiting for fare: Uber drivers who are logged into the app and waiting for a rider can receive partial coverage from Uber’s insurance policy if a crash occurs. In these cases, Uber provides up to $50,000 for injuries, but only pays what the driver’s personal auto insurance won’t cover.
Transporting a passenger or matched with a rider: In these circumstances, Uber’s $1 million liability insurance policy pays for any injuries if the Uber driver is at fault.
Protecting Yourself After An Uber Accident
The moments after an Uber crash can be disorienting. If you’re able, there are several things you can do to protect your legal rights.
- Check for injuries: If anyone is hurt, call for emergency help right away.
- Seek medical treatment: Even if you don’t feel hurt, it’s important to get checked by a doctor. Some injuries aren’t immediately apparent. Getting timely medical care will strengthen your Uber accident claim by showing that you did everything possible to minimize the severity of your injuries.
- Gather evidence: Take photos of the accident scene and your injuries. Include a screenshot of the Uber app to show the details of your ride. You should also obtain the insurance information of everyone involved, as well contact information for any witnesses.
- Report the accident to Uber: This can be done in the app or by phone.
Contact Stewart Law Offices For Help With Your Uber Accident Claim
If you’ve been hurt in an Uber accident, the last thing you need to worry about is haggling with insurance companies over whose coverage will pay for your injuries. That’s when the South Carolina Uber accident attorneys at Stewart Law Offices can help. Our experienced lawyers can handle all negotiations with the insurance company for you. That leaves you free to focus on the most important priority — getting healthy again.
Having legal representation is especially important if you’re in an Uber accident involving multiple parties, such as other cars, bicyclists, or pedestrians. In those cases, fault may need to be split among all negligent parties. That could mean fighting several different insurance companies to get full and fair compensation. Our Uber accident lawyers can help identify all liable parties and work to obtain maximum compensation from all possible sources.
Contact us today to arrange your free consultation. There’s no obligation.