Everybody understands the value of a paycheck. They also know how scary it can be if a job injury puts that income in jeopardy.
Fortunately, there is a buffer to help ease the burden on injured workers and their families. Most employees in North Carolina are eligible for workers’ compensation benefits.
Workers’ comp helps with medical bills and wage replacement when an employee is hurt in a workplace accident or diagnosed with a job-related illness. State law requires most N.C. employers to provide these benefits to workers. But’s a tricky system full of red tape, and many legitimate claims are denied.
Questions about N.C. workers’ comp? A Lake Norman workers’ compensation attorney at Stewart Law Offices has the answers.
Responsive and Reliable Legal Help for Injured Workers
Stewart Law Offices provides top-quality legal services to our clients. We’ve represented injured people in the Carolinas for more than 30 years. We know how important it is to get the full amount of workers’ compensation benefits that you are due. You and your family deserve that safety net.
When you hire us, your case will get our full attention. We know the complexities of N.C. workers’ compensation law and can ensure that your claims are complete and filed on time. That gives you the best chance for the outcome you are hoping for.
Reach out to us today to learn more about your rights to workers’ compensation in North Carolina.
How the N.C. Workers’ Compensation System Works
Workers’ compensation is a “no-fault” system for reimbursing employees for work injuries. That means you don’t have to prove that your employer did something wrong to qualify for benefits. Workers’ comp is available regardless of fault, with very few exceptions.
There’s a trade-off. Employers who carry workers’ compensation insurance cannot be sued for negligence. There may be other parties to sue, but not your company. You should always contact an experienced workers’ compensation attorney if there’s any question about who is at fault for your accident.
Areas We Serve in North Carolina
In addition to Lake Norman, Stewart Law Offices represents clients in:
Prosperity Village Area
Types of Workers’ Compensation
Injured or ill workers in North Carolina could be entitled to a variety of disability benefits. These include:
Temporary Total Disability (TTD): These benefits are for workers who are temporarily out of work due to an injury. They can be paid after 7 days and can last up to 500 weeks.
Temporary Partial Disability (TPD):Available when an employee can still work while injured, but with restrictions that limit his or her earnings. Workers are entitled to 66⅔ percent of the difference between their average weekly wage (AWW) pre-injury and post-injury.
Permanent Partial Disability (PPD): Some workplace injuries have lasting effects. Workers who reach maximum medical improvement (MMI) but are still impaired can receive North Carolina workers’ comp benefits for a period of time, depending on the type of injury they have.
Permanent Total Disability (PTD): Employees whose injuries prevent them from working again are considered permanently disabled under N.C. workers’ comp law. They can receive partial wage replacement and medical care for the rest of their lives.
Qualifying for any of these benefits will require strong proof of injury. Our knowledgeable workers’ comp lawyers know what it takes to craft a strong case for maximum benefits. Let us assist you so that you have the support you need while you heal.
Unsure of whether you qualify for TTD, TPD, PPD, or PTD? Contact Stewart Law Offices for a free consultation.
What Do Workers’ Compensation Lawyers Do?
A workers’ compensation attorney has one job — to help clients obtain the full amount of benefits that they are entitled to. The path to getting those benefits is different for every client.
At Stewart Law Offices, our skilled attorneys provide comprehensive representation from start to finish. We will:
Evaluate your case during a free, no-obligation consultation
Provide honest feedback about your eligibility for benefits
Investigate your claim to find out what caused your workplace accident or illness
Prepare and file your claim for workers’ compensation benefits
Determine whether any third parties could be held liable through a personal injury lawsuit
Gather testimony from physicians, vocational rehabilitation representatives and other witnesses to support your workers’ compensation claim
Represent you in settlement negotiations with the insurance company
Prepare and handle any appeals before the North Carolina Industrial Commission (NCIC)
We can assist you no matter where you are in the workers’ compensation process. Contact us right away get started.
When to Hire a Workers’ Compensation Attorney
It’s not always necessary to have a workers’ compensation lawyer. Getting benefits for minor job illnesses and injuries can often be resolved effectively between a worker and the employer’s insurance company.
However, there are instances when having a seasoned workers’ comp attorney by your side is important. Consider hiring a lawyer if:
You don’t know if you qualify for workers’ compensation.
Your injuries are severe and life-changing.
You don’t know if your employer is fulfilling its obligations to you in reporting and responding to your injury or illness.
You have already been denied N.C. workers’ comp benefits.
Your employer (or its insurance carrier) is trying to place blame on you.
You believe that another party could be at fault for your injury.
You are uncomfortable with the medical care you received from the provider the insurance company directed you to see.
Your employer is not complying with your medical restrictions.
Getting workers’ compensation benefits shouldn’t be a struggle. Let Stewart Law Offices take up the fight for you. Call us now for the help you need and deserve.
What Happens If a Claim Is Denied?
Don’t lose heart if your claim has been denied. Our Lake Norman workers’ compensation attorneys can review your claim and identify what is needed to strengthen your case if you want to appeal.
There is a specific protocol for filing an appeal in North Carolina workers’ compensation cases. You must:
Notify the N.C. Industrial Commission that you plan to appeal within 14 days of receiving the denial.
Meet with a mediator. This is a meeting between you, your attorney and a representative from your employer’s insurance company. The mediator listens to both sides of the case and will make a recommendation to the Industrial Commission.
If you disagree with the mediator, you can request a hearing before an administrative law judge.
The hearing will be like a trial, where both parties will present evidence to justify their positions. The judge will make a decision. If you still are not happy with the decision, you can appeal further to a panel of three administrative law judges.
A workers’ compensation case can be appealed up to the N.C. Supreme Court, although they rarely go that far.
Although an attorney is not required for any part of the workers’ compensation appeals process, it’s highly recommended that you hire one. Clients who represent themselves in legal matters have lower success rates compared to those who obtain legal counsel.
Our Lake Norman lawyers will work tirelessly to achieve the best possible outcome for your workers’ compensation claim. Call to schedule a free consultation today.
About Stewart Law Offices
You’ll feel at home at Stewart Law Offices. Attorney Brent Stewart founded the firm over 30 years ago with the vision to treat clients like family. As we’ve grown into five offices across both Carolinas, we’ve never strayed from that goal.
Working with our legal team will never feel cold or impersonal. We’ll know your name and will be ready to meet your needs whenever you call. We know how important your case is to you, because it’s just as important to us.
Injured at Work? Our Lake Norman Workers’ Comp Lawyers Will Fight for You
Workers’ compensation benefits are a right for most N.C. employees. If you’ve been injured at work or are suffering from an occupational disease in Lake Norman, you may need a lawyer to ensure that you get the benefits you deserve.
Look no further than Stewart Law Offices. With three decades of experience on our side, you can rest assured that we know what it takes to obtain maximum workers’ compensation benefits for our clients.
To learn more about how we can help, contact us today for a free consultation.
Lake Norman Client Testimonials
“I definitely would recommend Stewart Law Offices. They handled my case promptly and professionally, and they did it with a welcoming smile and attitude. Very friendly and down to earth. Keep up the great work.”