That depends on your injuries, the circumstances of the car accident, the other driver’s insurance policy limits, and the terms of your own auto policy. The insurance company will only pay up to the at-fault driver’s policy limits. However, if you were hit by an uninsured or underinsured driver, you may be able to recoup your losses through your own insurance company. It is also important to know that in South Carolina, medical providers may place a lien on your settlement if they treat you without full upfront payment. Your attorney can negotiate these liens and help ensure that the maximum portion of your recovery stays with you.