That depends on your injuries, the circumstances of the car accident, the other driver’s insurance policy limits, and the terms of your own auto policy. The insurance company will only pay up to the at-fault driver’s policy limits. However, if you were hit by an uninsured or underinsured driver, you may be able to recoup your losses through your own insurance company. Spartanburg’s significant manufacturing sector means many workers travel public roads as part of their employment. If a commercial driver or company vehicle caused your accident, the employer’s commercial auto policy, which typically carries much higher limits than personal policies, may be the primary source of recovery.