South Carolina requires minimum liability coverage, but many drivers operate illegally without insurance. If an uninsured driver causes your Lancaster accident, your own uninsured motorist (UM) coverage provides compensation. UM coverage is optional in South Carolina but highly recommended. We help you file claims against your own insurance for UM benefits, navigate the claims process when your own carrier disputes coverage, pursue personal lawsuits against uninsured at-fault drivers when beneficial, and explore all available compensation sources. Don’t assume you’re without options when hit by uninsured drivers.