South Carolina requires minimum liability coverage of $25,000 per person/$50,000 per accident for bodily injury plus $25,000 for property damage. Serious Bluffton accidents often cause damages far exceeding these minimums. When at-fault drivers carry only minimum coverage, we pursue compensation through your underinsured motorist (UIM) coverage if purchased, identify all liable parties who may carry additional insurance (vehicle owners, employers), pursue personal lawsuits against at-fault drivers for amounts exceeding insurance, and explore all potential compensation sources. Don’t assume minimum insurance limits cap your recovery. Multiple avenues may exist to secure full compensation.