If you’re found to be at fault for a crash in South Carolina, you won’t be able to collect compensation for your injuries. The state uses a system called comparative negligence to determine fault. You must be found less than 50 percent to blame for an accident in order to recover any money at all.
Haggling over who is at fault is one of the primary ways that insurance companies try to avoid making payouts. If they can push your portion of fault just one percentage point higher, they can avoid settling with you altogether. This is an important reason to consider hiring an attorney who can handle negotiations on your behalf and shield you from unfair insurancetactics.