People with health insurance may use their own health insurance to cover all ongoing medical expenses until compensation can be obtained from the negligent party. The only complication to this approach is that a portion of your award may be used to repay your health insurance company. When a person does not have health insurance, an experienced attorney may be able to find a doctor who will be willing to provide services under an agreement that they will be paid when you receive compensation. Some providers may even be willing to reduce certain medical costs if it assists in settlement negotiations.