The most important difference is North Carolina’s contributory negligence rule, which is one of the harshest fault standards in the country. Under NC law, if you are found even 1% at fault for a car accident, you are completely barred from recovering any compensation from the other driver, regardless of how negligent they were. This is dramatically different from South Carolina’s modified comparative negligence system, which allows recovery as long as you are less than 51% at fault. Because of this rule, insurance companies in North Carolina aggressively attempt to pin any degree of fault on injured victims. It is absolutely critical to have an experienced NC car accident attorney who can prevent insurers from shifting blame onto you.