Yes, significantly. North Carolina’s contributory negligence rule is one of only four states still using this standard. Under this rule, if you are found to bear any degree of fault for the accident, even as little as 1%, you are completely barred from recovering any compensation from the at-fault driver. This is sharply different from South Carolina’s rule, which allows recovery as long as you are less than 51% at fault. Charlotte insurance companies train their adjusters to look for any evidence of plaintiff fault. This is why it is so important to avoid making any admissions at the scene, not give recorded statements to insurers, and immediately retain an attorney who can protect your interests from the moment of the accident.