2016 - Page 3 of 3 - Stewart Law Offices
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Year: 2016

Medical Payments (Med Pay) Coverage and Personal Injury Protection (PIP) Coverage are both auto insurance options, and neither is required in North or South Carolina. PIP is similar to Med Pay Insurance in that it will cover costs from your accident-related injury regardless of who is at fault in the…

What is the Difference Between Personal Injury Protection Coverage and Medical Payments Coverage in North Carolina and South Carolina and Are They Required? Personal Injury Protection (PIP) Coverage and Medical Payments (Med Pay) Coverage are both auto insurance options. Neither is mandatory in North Carolina or South Carolina. PIP and…

North Carolina requires that the insurance policy for all personal vehicles (non-commercial/non-fleet) have uninsured motorist (UM) coverage. The minimum UM coverage limit is $30,000 per person / $60,000 per accident and the maximum is $1,000,000 per person / $1,000,000 per accident for bodily injury. The UM property damage minimum is…

In South Carolina, you MUST have Uninsured Motorist (UM) Coverage by law. This type of coverage applies in an accident where the responsible driver is not insured, does not have coverage that meets state minimum liability limits, or has an insurance company who is unwilling/unable to pay. In certain situations,…

Texting and driving is a problem that is plaguing our roadways, and, unfortunately, it only seems to be getting worse. According to Distraction.gov, in 2012, an estimated 421,000 people were injured in motor vehicle crashes involving a distracted driver, which was a nine percent increase from the number of people…

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